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L'assistenza per stranieri in viaggio in Italia

58043 c/o MaremmaStyle, P. Repubblica 13
Castiglione della Pescaia (GR)
e-mail: info@maremmastyle.it
Tel.0564 935434
Fax 0564932078
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INSURANCE - INCOMING BASE

 

 

GUARANTEES

 

1. Scope

 

1.1 Assistance to the person

 

If there is acute illness or an accident to the Insured during the period of validity of the covers, Globy® will organise and provide, 24 hours a day, the following services through the Operational Centre: a) telephonic medical consultancy, out of hours medical service to ascertain the state of health of the Insured or assess the most appropriate services to provide, in agreement with the doctors responsible; b) indication of a specialist doctor as close as possible to the place where the Insured and compatible with local availability; c) transport – return for health reasons from the Accident & Emergency centre or place of first admission to the closest, better equipped medical centre and, in any case, in the Acquis of Schengen; from the medical centre to the residence of the Insured.

 

Globy® will make the Transport – Return for Health Reasons accepting responsibility for all the expenses with the use of the means considered most appropriate and, if necessary, with the use of the: ‘health aircraft’ in Europe and for local movements; specially equipped scheduled airline for all other cases.

 

Globy® will not make the Transport – Return for Health Reasons for: infirmities or injuries which can be cured locally or during the trip or which, however, do not prevent its continuation; infectious diseases if the transport involves breach of national and international health regulations;

 

d) availability of telephone interpreter to promote contact between the doctors responsible and the Insured admitted to hospital. Globy® will organise the service in English, French, Spain and German, accepting responsibility for cost up to the limit of € 700.00;

 

e) translation of the medical case notes

 

if the Insured requests this, in the case of transport/return for health reasons, Globy® will arrange for the translation of the medical case notes to enable the doctors of the destination centre to the immediate assumption of the pathology diagnosed. The translation, the cost of which is completely the responsibility of Globy®, can be supplied from Italian to English, French, German and/or Spanish and will only be made with the consent of the Insured in conformity with the provisions of Law 196 (the so-called Privacy Law); f) return of the body to the international airport closest to the place of burial in the country of residence. Globy® will accept the responsibility for the costs of transport with the exclusion of the funeral and burial expenses.

 

1.2 Medical Expenses

 

If there is acute illness or an accident to the Insured such that urgent medical care is necessary during the period of validity of the covers, if contacted previously, Globy® will arrange for the direct payment, up to the amount of € 30,000.00 per Insured, event and policy of: urgent medical expenses; doctors’ fees; hospital and surgical costs; transport from the place of the event to the Accident & Emergency medical centre or first admission.

 

The guarantee will be given up to the moment in which the Insured is released or considered to be, in the opinion of the Globy doctors, in condition to be repatriated. The guarantee will, however, be operative for a period of no more than 100 days, including the stay in hospital. Reimbursements of expenses directly sustained by the Insured are not provided for.

 

2. Exclusions

 

Globy® will not accept responsibility for events and/or expenses arising from:

 

a) direct organisation or, in any case, without the prior authorisation of the Operational Centre, of all the assistance services set out;

 

b) a trip taken against medical advice or, however, with diseases at an acute stage or with the aim subjecting himself to medical/surgical treatment;

 

c) illnesses which are the expression or direct consequence of chronic or pre-existing pathological situations, already known to the Insured at the signature of the policy or, however, at the trip;

 

d) pathologies that can be traced to complications of pregnancy after the 24th week;

 

e) voluntary interruption of pregnancy;

 

f) accidents and illnesses consequent to and arising from the abuse of alcohol, and also the non-therapeutic use of psychotropic drugs or drugs;

 

g) alcoholism, drug dependency, HIV or AIDS, mental illnesses, cerebral organic syndromes, schizophrenia, manic-depressive forms, paranoid states, psychic disorders including neurotic behaviour;

 

h) rehabilitative therapy;

 

i) the purchase, application, maintenance and repair of prostheses and therapeutic devices;

 

j) nursing, physiotherapy, slimming or spa services and for the elimination of physical defects of an aesthetic nature or congenital malformations;

 

k) check-ups subsequent to the return home for situations arising from illnesses which started while travelling;

 

l) organ removal and/or transplants;

 

m) participation in sports competitions and the relative trials, unless they are of a recreational nature;

 

n) practice of aerial sports and of the air in general, extreme sports, acts of daring and any sport exercised professionally or which, however, leads to direct or indirect remuneration;

 

o) quarantine.

 

Likewise, the services are not due:

 

p) if the Insured ignores the indications of the Operational Centre, i.e.:

 

- the Insured leaves hospital on a voluntary basis against the advice of the doctors of the structure where he has been admitted; - the Insured, or the person acting for him, voluntarily refuses the transport/return for health reasons. In this case, Globy® will immediately suspend assistance, guaranteeing reimbursement of further hospital and surgical expenses up to the amount corresponding to the cost of the transport/return for health reasons refused;

 

q) if there is an epidemic with pandemic features, of a seriousness and virulence such that there is a high level of mortality, i.e. restrictive measures are required in order to reduce the risk of transmission to the civilian population;

 

r) newborn babies, if the pregnancy terminated during the trip, even if the birth is premature.

 

Events occurring during the performance of the following are excluded:

 

s) professional in general;

 

t) which imply the direct use of explosives or firearms.

 

3. Provisions and limitations

 

a) The assistance services are supplied within the limits of the capital insured and any sub-limits;

 

b) Globy® will be directly responsible for ‘Medical Expenses’, also more than once during the trip up to the limit of the capital insured per person;

 

c) in cases in which the Insured benefits from the provision of similar assistance services and requests the operation of another insurance company, the services set out by this cover are not operative;

 

d) with respect for the specific operational conditions, the assistance services will be made with the use of the means and structures which, in the unquestionable judgement of Globy® and la Operational Centre, are most appropriate for the state of health of the Insured and the state of need;

 

e) making a travel ticket available is understood to be made with: a scheduled airline (economy class); first class train; ferry.

 

Globy® has the right to ask the people for whom it has arranged return at its own expense for the return of unused travel tickets; f) Globy® cannot be held responsible for: delays or impediments in the performance of the services agreed resulting from Acts of God or the provisions of the local authorities; errors arising from inexact communications received from the Insured;

 

g) Globy® is not required to pay an indemnity to replace the guarantees of assistance due;

 

h) The Insured releases the doctors attending him and the people involved by the conditions of this policy from professional secrecy, exclusively for the events which are the subject of this insurance and exclusively for Globy® and/or any magistrates invested with examining the event, if necessary.

 

4. If there is an accident

 

The Insured or the person acting for him must contact the Operational Centre immediately for every request for assistance, specifying:

 

a) personal data and temporary address;

 

b) number of this policy;

 

c) type of assistance requested;

 

d) data of the hospital, if admitted (name and telephone number, ward of admission, name of the doctor who is responsible for the patient);

 

e) address of any family members/travelling companions with the Insured.

 

******************************

INSURANCE - INCOMING PLUS

 

GUARANTEES

1. Scope

1.1 Assistance to the person

If there is acute illness or an accident to the Insured during the period of validity of the covers, Globy® will organise and provide, 24 hours a day, the following services through the Operational Centre:

a) telephonic medical consultancy, out of hours medical service to ascertain the state of health of the Insured or assess the most appropriate services to provide, in agreement with the doctors responsible;

b) indication of a specialist doctor as close as possible to the place where the Insured and compatible with local availability;

c) transport – return for health reasons

 from the Accident & Emergency centre or place of first admission to the closest, better equipped medical centre and, in any case, in the Acquis of Schengen;

 from the medical centre to the residence of the Insured.

Globy® will make the Transport – Return for Health Reasons accepting responsibility for all the expenses with the use of the means considered most appropriate and, if necessary, with the use of the:

 ‘health aircraft’ in Europe and for local movements;

 specially equipped scheduled airline for all other cases.

Globy® will not make the Transport – Return for Health Reasons for:

 infirmities or injuries which can be cured locally or during the trip or which, however, do not prevent its continuation;

 infectious diseases if the transport involves breach of national and international health regulations;

d) availability of telephone interpreter to promote contact between the doctors responsible and the Insured admitted to hospital. Globy® will organise the service in English, French, Spain and German, accepting responsibility for cost up to the limit of € 700.00;

e) translation of the medical case notes

if the Insured requests this, in the case of transport/return for health reasons, Globy® will arrange for the translation of the medical case notes to enable the doctors of the destination centre to the immediate assumption of the pathology diagnosed. The translation, the cost of which is completely the responsibility of Globy®, can be supplied from Italian to English, French, German and/or Spanish and will only be made with the consent of the Insured in conformity with the provisions of Law 196 (the so-called Privacy Law);

f) return of the body to the international airport closest to the place of burial in the country of residence. Globy® will accept the responsibility for the costs of transport with the exclusion of the funeral and burial expenses.

1.2 Medical Expenses

If there is acute illness or an accident to the Insured such that urgent medical care is necessary during the period of validity of the covers, if contacted previously, Globy® will arrange for the direct payment, up to the amount of € 30,000.00 per Insured, event and policy of:

 urgent medical expenses;

 doctors’ fees;

 hospital and surgical costs;

 transport from the place of the event to the Accident & Emergency medical centre or first admission.

The guarantee will be given up to the moment in which the Insured is released or considered to be, in the opinion of the Globy doctors, in condition to be repatriated. The guarantee will, however, be operative for a period of no more than 100 days, including the stay in hospital.

Reimbursements of expenses directly sustained by the Insured are not provided for.

2. Exclusions

Globy® will not accept responsibility for events and/or expenses arising from:

a) direct organisation or, in any case, without the prior authorisation of the Operational Centre, of all the assistance services set out;

b) a trip taken against medical advice or, however, with diseases at an acute stage or with the aim subjecting himself to medical/surgical treatment;

c) illnesses which are the expression or direct consequence of chronic or pre-existing pathological situations, already known to the Insured at the signature of the policy or, however, at the trip;

d) pathologies that can be traced to complications of pregnancy after the 24th week;

e) voluntary interruption of pregnancy;

f) accidents and illnesses consequent to and arising from the abuse of alcohol, and also the non-therapeutic use of psychotropic drugs or drugs;

g) alcoholism, drug dependency, HIV or AIDS, mental illnesses, cerebral organic syndromes, schizophrenia, manic-depressive forms, paranoid states, psychic disorders including neurotic behaviour;

h) rehabilitative therapy;

i) the purchase, application, maintenance and repair of prostheses and therapeutic devices;

j) nursing, physiotherapy, slimming or spa services and for the elimination of physical defects of an aesthetic nature or congenital malformations;

k) check-ups subsequent to the return home for situations arising from illnesses which started while travelling;

l) organ removal and/or transplants;

m) participation in sports competitions and the relative trials, unless they are of a recreational nature;

n) practice of aerial sports and of the air in general, extreme sports, acts of daring and any sport exercised professionally or which, however, leads to direct or indirect remuneration;

o) quarantine.

Likewise, the services are not due:

p) if the Insured ignores the indications of the Operational Centre, i.e.:

- the Insured leaves hospital on a voluntary basis against the advice of the doctors of the structure where he has been admitted;

- the Insured, or the person acting for him, voluntarily refuses the transport/return for health reasons. In this case, Globy® will immediately suspend assistance, guaranteeing reimbursement of further hospital and surgical expenses up to the amount corresponding to the cost of the transport/return for health reasons refused;

q) if there is an epidemic with pandemic features, of a seriousness and virulence such that there is a high level of mortality, i.e. restrictive measures are required in order to reduce the risk of transmission to the civilian population;

r) newborn babies, if the pregnancy terminated during the trip, even if the birth is premature.

Events occurring during the performance of the following are excluded:

s) professional in general;

t) which imply the direct use of explosives or firearms.

3. Provisions and limitations

a) The assistance services are supplied within the limits of the capital insured and any sub-limits;

b) Globy® will be directly responsible for ‘Medical Expenses’, also more than once during the trip up to the limit of the capital insured per person;

c) in cases in which the Insured benefits from the provision of similar assistance services and requests the operation of another insurance company, the services set out by this cover are not operative;

d) with respect for the specific operational conditions, the assistance services will be made with the use of the means and structures which, in the unquestionable judgement of Globy® and la Operational Centre, are most appropriate for the state of health of the Insured and the state of need;

e) making a travel ticket available is understood to be made with:

 a scheduled airline (economy class);

 first class train;

 ferry.

Globy® has the right to ask the people for whom it has arranged return at its own expense for the return of unused travel tickets;

f) Globy® cannot be held responsible for:

 delays or impediments in the performance of the services agreed resulting from Acts of God or the provisions of the local authorities;

 errors arising from inexact communications received from the Insured;

g) Globy® is not required to pay an indemnity to replace the guarantees of assistance due;

h) The Insured releases the doctors attending him and the people involved by the conditions of this policy from professional secrecy, exclusively for the events which are the subject of this insurance and exclusively for Globy® and/or any magistrates invested with examining the event, if necessary.

4. If there is an accident

The Insured or the person acting for him must contact the Operational Centre immediately for every request for assistance, specifying:

a) personal data and temporary address;

b) number of this policy;

c) type of assistance requested;

d) data of the hospital, if admitted (name and telephone number, ward of admission, name of the doctor who is responsible for the patient);

e) address of any family members/travelling companions with the Insured.

Globy Incoming

Globy Incoming BaseRate
4 days€ 9,30
9 days€ 15,50
30 days€ 26,00
90 days€ 57,00
Globy Incoming PlusAge till 45 years oldAge from 46 to 70 years old
4 days€ 25,00€ 33,00
9 days€ 35,00€ 55,00
30 days€ 60,00€ 90,00
60 days€ 100,00€ 140,00
90 days€ 150,00€ 250,00
180 days€ 300,00€ 550,00
360 days€ 550,00€ 800,00
General services
ATM accepted

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Consorzio Turistico Maremma Promotion
Via Cesare Battisti 2 -
58043 Castiglione delle Pescaia (Gr) - P.I. 01218830535
Tel. 0564 935434 Fax 0564 932078 - Info: info@maremmapromotion.it
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